Wednesday, November 28, 2007

Fidelity mySmart Cash High Yield Checking Account


Fidelity has been offering their mySmart Cash High Yield Checking account for a while now, but it still doesn't appear to be listed on their accounts page. It is possible they are still wanting to keep a small amount of customers on it while they iron out issues.

Well that won't stop me from telling you about it!

Account Details:
3.50% APY (FDIC insured up to $100,000 per depositor)
ALL ATM fees refunded (this includes ATM fees charged by the ATM owner)
No minimum balance
Free checkwriting (Free checks as well)
Free Bill Pay
Free Self-funded overdraft protection

I have had this account for 3 months now and love it. The ATM rebates alone make this the greatest account. I travel quite a bit for work and am not always near a local ATM, with this account, I can use an ATM anywhere and not have to pay any fees at all.

Throw in a better than average interest rate and Fidelity's great customer service and this account is a slam dunk.

I did leave my local checking account open so that I can deposit checks there and then use Fidelity's ACH system to move the money into my mySmart Cash account. You can also mail in your deposits to Fidelity if you feel comfortable with that.

One other important feature is the free overdraft. You can have your mySmart Cash account overdraft from a Fidelity Brokerage account anytime your balance dips below zero. Now you no longer need to worry about bouncing a check or overdraft fees.

This account completes my portfolio at Fidelity and allows me to keep all my money in one place. I am very happy with this account this far and have made it my primary checking account.

Sign Up Here

mySmart Cash Checking Account FAQ

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Wednesday, November 28, 2007

Fidelity mySmart Cash High Yield Checking Account


Fidelity has been offering their mySmart Cash High Yield Checking account for a while now, but it still doesn't appear to be listed on their accounts page. It is possible they are still wanting to keep a small amount of customers on it while they iron out issues.

Well that won't stop me from telling you about it!

Account Details:
3.50% APY (FDIC insured up to $100,000 per depositor)
ALL ATM fees refunded (this includes ATM fees charged by the ATM owner)
No minimum balance
Free checkwriting (Free checks as well)
Free Bill Pay
Free Self-funded overdraft protection

I have had this account for 3 months now and love it. The ATM rebates alone make this the greatest account. I travel quite a bit for work and am not always near a local ATM, with this account, I can use an ATM anywhere and not have to pay any fees at all.

Throw in a better than average interest rate and Fidelity's great customer service and this account is a slam dunk.

I did leave my local checking account open so that I can deposit checks there and then use Fidelity's ACH system to move the money into my mySmart Cash account. You can also mail in your deposits to Fidelity if you feel comfortable with that.

One other important feature is the free overdraft. You can have your mySmart Cash account overdraft from a Fidelity Brokerage account anytime your balance dips below zero. Now you no longer need to worry about bouncing a check or overdraft fees.

This account completes my portfolio at Fidelity and allows me to keep all my money in one place. I am very happy with this account this far and have made it my primary checking account.

Sign Up Here

mySmart Cash Checking Account FAQ

No comments: